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Canadian Historic Sites: Occasional Papers in Archaeology and History No. 9
Halifax Waterfront Buildings: An Historical Report
by Susan Buggey
Collins' Bank and Warehouse
Historical Information
Collins' Bank is undoubtedly the most renowned of the historic
structures in the complex area. Home of the Halifax Banking Company for
more than 75 years, its connections with the commercial development of
Halifax were rich and intimate.
By the mid-1780s Alexander Brymer already had a structure in this
convenient location (Fig. 5). It does not, however, appear to have been
the same building which stood on the site in 1803 when Robert Lester
offered "a neat and compact Dwelling House with good Stores" to the
British Ordnance department (Fig. 6).1 Archibald M'Coll's
"Wholesale Store," which stocked a large assortment of English and
Scottish merchandise, probably occupied these premises between 1801 and
1805. From 1806, when Charles Prescott and William Lawson purchased the
wharf, until 1812, when Prescott, Lawson & Company was dissolved,
the building apparently housed their "stores opposite the Jerusalem
Coffee House." During these war years they traded actively with London,
Madeira and the West Indies as well as with American and Canadian
ports.2 In 1813 Joseph Allison, the continuing partner of
Prescott, Lawson & Company, and Enos Collins, owner of the south
side of the wharf, united in a prosperous partnership which lasted 12
years. In addition to their profitable transactions during the late
Napoleonic War years in prize vessels condemned by the Vice-Admiralty
Court, Collins & Allison regularly imported groceries and dry goods
from the United States, the West Indies and Great Britain. The firm was
also busily engaged as shipping agents, while the partners were
apparently active as well in insurance, exchange and real estate
transactions. In 1822 both men were elected to the Committee of Trade
and selected members of the newly formed Chamber of Commerce; three
years later they were among the eight original partners of the Halifax
Banking Company. Subsequently both were seated at the oligarchic
12-member Council Board.3
By 1825, the year in which the firm of Collins & Allison was
dissolved and in which the Halifax Banking Company was formed, the stone
edifice known as "Collins' Bank" was already standing at the head of the
wharf. A number of factors enable the historian to date the building
with considerable accuracy. First, no evidence has been found to support
the contentions that the structure was erected by 1806 or by
1812.4 Collins apparently did not own the property on which
the building stands until 1821 or 1822;5 yet, the similarity
in architectural style between the bank and the Pickford & Black
Building erected in 1830 suggests that they were the work of the same
designer for the same owner. T. B. Akins dated the structure to 1823,
and a legal agreement drawn in mid-1854 stated that the building had
been standing for 30 years. The small number of tenants assessed on the
wharf in both 1823 and 1824 implies that building on the north side of
the wharf may have been in progress in both years.6 The
edifice first appeared on Toler's plan of the north and south suburbs in
1830 and then on a more detailed map of the area in 1831 (Figs. 10,
11).
Collins' Bank
When the Halifax Banking Company announced its opening in September
1825 "in the new stone building owned by Mr. Collins,"7 it
was not the chartered corporation it had hoped to be but a partnership
of eight men whose personal wealth assured the business community of the
institution's integrity. A monopoly until the establishment of the Bank
of Nova Scotia in 1832, the Halifax Banking Company soon acquired
significant London agents and British West Indies connections with which
it dealt extensively in exchange. The partners also had other influence
nearer home, however, as "Omicron" pointed out in The
Novascotian.
[The] Bank has controul over nearly half a million of property, or
they hold securities to that amount. Now, taking into consideration the
influence the members of the establishment possess in the Council, will
it be denied by any man that the proprietors of the old Bank possess the
majority of power in the town and Province, and are capable by their
weight, to carry almost any political question.8
Although the bank's political power was reduced during the movement
toward responsible government in the 1840s, it nevertheless remained a
private company for a further 40 years. Its periodically redrawn
partnership agreements reflected the transition from the older
generation to the younger, but did not otherwise substantially alter the
operations of the "Halifax Bank," as it was then known. Expansion into
branches throughout the province followed incorporation in 1872, and by
the late 1870s the second generation partners had also withdrawn. From
then until 1903, when the Halifax Banking Company amalgamated with the
Canadian Bank of Commerce,9 its assets increased nearly
tenfold, although its capital remained comparatively small and its
banking practices conservative.10
From at least the mid-19th century, the Halifax Bank building housed
not only the bank but also private offices. These may have existed from
1825 or the early 1830s, for Enos Collins is reputed to have kept an
office on the wharf from the time of his public retirement until his
death 40 years later in 1872. From the mid-1860s, offices, apparently on
the ground floor, were also occupied primarily by partners of the bank
who were at the same time Collins' immediate family. For at least 20
years, for example. Collins' son-in-law P. C. Hill, while mayor of
Halifax and a Liberal member of the provincial legislature, maintained
an office there; he had, however, removed before he became premier of
Nova Scotia in 1874. Likewise. Collins' eldest son, Brenton, a lawyer
like Hill, kept an office in the bank building from 1863 until he
retired to England in the late 1870s. Two members of the Allison family,
insurance agents, also occupied an office during the 1870s.11
After a three-year vacancy the Halifax Banking Company expanded into the
premises, and the bank retained them until 1908 when the Bank of
Commerce moved to its present edifice on George Street. During the next
seven years the bank building appears to have been occupied only in
1912, by the Merchants' Bank of Canada. Thereafter it was rented by
Gunn's Pork and Beef Packing Company and before 1920 by Roue's Mineral
Water Factory.12 W. J Roue's first interest always appeared
to his companions on the wharf to be ships rather than bottling, and in
this building he is believed to have designed the racing schooner
Bluenose.13
Collins' Warehouse
The stone warehouse on the north side of Collins' Wharf was never
only the home of the Halifax Banking Company. The eastern half of the
building was occupied from 1825, as the whole edifice apparently had
been since its erection, as a store and warehouse. E. Collins &
Company, in which Enos Collins was the senior partner and William B.
Fairbanks and Jonathan C. Allison the juniors, occupied the premises
from the spring of 1825. Their busy trade included goods brought by the
brig Indus from St. Petersburg, France and Gibraltar, but the
firm is more infamously known by its petition for a drawback on imported
liquors which provoked the "Brandy Dispute" of 1830.14 During
the 1830s the warehouse appears to have been occupied principally by
Joseph Allison & Company, a partnership of Joseph Allison with his
brother David, which traded extensively in Iberian wines but also dealt
in Canadian and West Indian products.15 Cochran & Company
offered a wide variety of groceries, construction materials and ships'
wares for sale at the warehouse in the 1840s and 1850s, while after 1857
the local manager, William H. Creighton, carried on in his own name
until the late 1870s. He apparently occupied the same store where he
imported "Charente, Brandies, Rotterdam Gin" and later acted more
generally as a commission merchant and an official
assignee.16 This warehouse appears also to have been the
stone store which the British War Department rented for £150 per
annum in 1862-63.17
One or more of the commission merchants located on the wharf
continued apparently to occupy the building during the late 19th
century. J. P. Cox & Company, for example, leased a part of the
premises for a quarter-century from the late 1880s to house their
milling and flour agency, while in the early 20th century Charles Harvey
carried on his wholesale grocery and fruit trade there (Fig. 17); like
Cox, he had developed an extensive provincial business. From 1906 until
the late 1920s part of the building was used as a bonded warehouse, of
which the carved CUSTOM WAREHOUSE on the lintel remains a sign. C. E.
Choat & Company, grocery brokers, occupied the other portion from
1910 until the property was transferred in the 1940s.18
The Property
When the property was sold in 1943 to Halifax real estate broker
Melvin S. Clarke, the bank and warehouse had been owned by successive
generations of the Collins family for more than 120 years. For half that
time, the lands had been administered, for instance by the Eastern Trust
Company,19 in the absence of the owner. That the registered
deed of 1811, transferring the south side of Charles Prescott's wharf to
Enos Collins, was then applied to the property on the north side of the
wharf, which Collins also owned, is therefore understandable. A careful
reading of several deeds makes evident, however, the confusion between
the two properties that occurred when the northwest side of the wharf
was sold in 1943. First, the south boundary of the water lot granted to
Prescott and Lawson in 1809 was the same south boundary as that
described, in reverse directions, in the deed of transfer from Prescott
to Collins in 1811. Therefore, the north division line described in the
deed of 1811 as running north 76 degrees east 450 ft. from Water Street
into the harbour fell near the centre of Prescott's, later Collins',
wharf. Moreover, this north division line was clearly not the south
boundary of the wharf sold by Prescott and Lawson to John Clark in 1810,
which ran north 74 degrees east (Fig. 20) and was confirmed as the
division line between the two properties in 1822.20 The
property on which the bank and warehouse stand was not then the land
sold to Collins in 1811 but rather that transferred from Prescott to
Collins by a presumably unregistered deed of 1821 or 1822.
Melvin S. Clarke immediately transferred the property through Darcy
Sullivan to Sullivan Storage Company, which owned the warehouse until
expropriated by the City of Halifax in 1968.21 In 1947,
however, Sullivan Storage Company sold the western half of the edifice
to the Bluenose Bottling Company, successor to Roue's earlier Mineral
Water Factory. Two years later the building was again transferred, to
the Cleveland Realty Corporation, from which Donald C. Keddy first
leased and then purchased it. Keddy's electrical supply firm owned the
western portion of the building until it was expropriated in
1968.22
Architectural Information
Erected of local ironstone in 1823 or 1824, the three-storey building
bore a hipped slate roof with a cornice, spouts and conductors extending
under and beyond the eaves.23 The walls 25 in. thick
on the first floor, 21 in. on the second floor and 17 in, on the third
(Fig. 18) were formed of two layers of stone filled with rubble in
mortar.24 Sandstone belts marked the floor levels, while the
second- and third-storey windows of the warehouse and the three small
parallel windows on the south side beside the westerly loading doors
indicate the original pattern of openings along the south and west sides
of the edifice. The ironstone-filled aperture on the west wall, which
resembles a loading door (Fig. 39), suggests that the western as well as
the eastern portion of the structure may originally have been intended
as a warehouse and store. A brick fire wall divided the interior into
two almost equal sections (Fig. 17).
Alteration to the building may have occurred very early in its
history. After a robbery in "Messrs. Collins & Co.'s Counting House"
in 1829,25 security was probably increased. Perhaps the
upstairs safe, whose door matches that of the vault in the Pickford
& Black office, was then added. The old main door of the building,
possibly in the casing headed BANK, may also have been installed at this
time. The door was of
wood sheathed inside with iron, the outside being studded with
large iron bolts which went through the door and clamped the large
cross-bars of iron on the outside of the door to the inner sheathing.
the length of the key representing nearly the thickness of the door, . .
when the iron hinges got rusty it was with great difficulty that the
door could be moved.26
Although in 1905 the cashier of the Halifax Banking Company believed
the old door to have been original, so early an alteration was then
beyond living memory. The large key to the door was "of English
manufacture" and was "believed to have been in use from the founding of
the bank in 1825 until about 1881, when more modern methods were
adopted."27 Moreover, a safe-makers firm of Toronto, when
consulted in the 1910s, dated the keys, either Barron's or Bramah's,
from 1800 to 1834; they considered the locks to which they belonged to
have been constructed by "the foremost manufacturers" and to have been
"recognized as the very best of their time."28 If, as
reported, however, the £1,200 burglary in 1849 was effected with
skeleton keys,29 the locks in use in 1880 may not have been
installed so early in this building.
Significant alteration to the building did occur about mid-century.
According to an agreement of 1854 between Enos Collins, owner of the
bank and warehouse, and William Clark, owner of the property adjoining
to the north, a crowning roof, intended to be zinc, was to be
constructed over the buildings; it was to unite the ridge of the
existing roof of the bank and warehouse with that of a similar hipped
slate roof to be erected on Clark's stone structure then under
construction (Fig. 41). At the same time, the skylights on the north
side of the roof of the bank and warehouse, which would be covered by
the crowning roof, were to be replaced in "the same number and kinds" on
the south side overlooking Collins' Wharf.30 The roof, built
apparently with a composition crown, gave the appearance of being a
single hipped truncated roof above the two stone edifices (Figs. 23, 39,
43). A photograph taken about the turn of the century showed it with
three shingled hoistway dormers, but no skylights, on its south side
(Fig. 39). There was also a fourth dormer on the east hip. Three brick
chimneys topped the structure, one above each of the fireplaces at
opposite ends of the warehouse and one in the western section of the
building (Figs. 39, 51).
The alteration of the western portion of the building from a
three-storey structure with parallel rows of small windows into a
double-storey banking hall with two-storey windows on the lower floors
has not been positively dated. While the transformation may have been
carried out for the second generation partners in the 1850s or 1860s,
the changes may instead have followed the incorporation, appointment of
new directors, and expansionist mood of the 1870s. As no architectural
evidence has been found to suggest that the double-storey windows were
shuttered, the iron shutters which were "closed from the outside and
then fastened inside by an iron bar" appear to have belonged to the
older, smaller windows before their removal.31
By the turn of the century, the small third-floor windows appeared
with sandstone quoins, lugsills, and three-over-six sashes. The five
long windows were topped by transoms beneath plain heavy lintels; they
also had sandstone quoins, lugsills and three panes of glass (Fig. 39).
The door labelled BANK at the southern edge of the front probably
contained the new locking arrangements to which the cashier of the
Halifax Banking Company referred.32
The eastern warehouse portion of the building had also been altered
by the 1890s. The westerly loading doors on the first and second floors
had been filled by cement and had two different types of windows in
their centres. That on the second floor appears to have followed the
pattern of the other second-storey windows of the warehouse and have
been a two-over-two double-hung sash, while that on the main floor had a
double window set into the door opening. In place of the ground-floor
loading doors beneath the middle and eastern dormers, there were
respectively a plate-glass window and a doorway. The other main-floor
apertures had also been elongated. Two window wells were evident at the
basement level of the warehouse (Fig. 30). The fact that the belt course
stopped beneath the north window on the west front suggests that there
was once a window well there (Fig. 39); at least one other on the
southwest side of the building is also reported.33
Two major alterations to the structure have occurred in the 20th
century. On Christmas Day 1934, a fire, which caused an estimated
$30,000 damage to the building and its contents, swept through wooden
partitions on the upper floor, feeding upon empty boxes and straw
stored there. The fire began in the western section of the building, but
spread north and east to the Simon's Building and Collins' Warehouse
respectively, destroying the hipped truncated roof.34 A flat
roof with cornices subsequently replaced it. At the same time a fourth
storey of brick was added to the warehouse, and the windows on the east
end were bricked up (Fig. 55).35 No other major structural
alterations have been made to the warehouse since the
mid-1940s.36
The western section of the building, on the other hand, has been
extensively changed to suit the needs of tenants and recent owners. By
the early 1860s, in addition to the bank on the ground floor, there had
been an office "over [the] Halifax Bank" and another advertised as being
in the "Halifax Bank Building." In the renumbering of the streets in
1861, however, the building was assigned two street numbers37
which, a quarter-century later, were clearly applied to the two portions
of the main floorthe bank on the south and an office on the
northwhich were separated by a wooden partition. Division of the
main floor seems therefore to have occurred by, at latest, the 1860s. A
brick partition parallel to the fire wall also set off the easterly
section of the bank building from the bank and office fronting Water
Street (Fig. 16). The wooden partition had apparently been removed
before the end of the century, and the brick one by 1914 (Figs. 17, 18).
A mezzanine floor fronted by glass overlooked the banking
hall,38 but its date of construction is unknown. By 1914 the
old iron-clad doors on all floors of the fire wall had been replaced by
a solid wall; it was not, however, until later that elevators were
placed in both sections of the building (Fig. 18). Substantial changes
do not appear to have been made within the building until the late
1940s. Then, Cleveland Realty Corporation, under a lease to Donald C.
Keddy, agreed to renovate the premises for use as a general warehouse
and office, as well as to electrify the elevator and install two space
heaters of the pot oil burning type.39 Either in these
renovations or in changes made by Keddy after he purchased the property
later the same year, the bank door on the west front was closed up and a
loading door opened on the south side. At the same time, the mezzanine
was replaced by a full second floor, the west stairway put in and the
upstairs offices redivided. Later Keddy had the basement filled with
rubble and concrete; at that time he removed the main floor vault which
was discovered to have been bolted with cannon balls.40 The
intricate system of locks upon this vault contributed substantially to
the reputed impregnability of the old bank.41
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